1 First Dakota National Bank temporarily suspended your account.
Reason: Identity Verification
To verify your account call the total free number: 877-415-6056
Never access the Credit Union's Web site by clicking on a link provided in an e-mail. 1 First Dakota National Bank will never solicit you to provide or update personal or financial information. And, will never send an e-mail containing links to Credit Union's Web sites.
Toll Free: 877-415-6056
201 N. Courtland Street
PO Box 609
Chamberlain, SD 57325
Copyright 2009 / 1 First Dakota National Bank - All rights reserved.
First Dakota National Bank is a legit outfit, but I have never done business with them. So I decide to check out the fraudsters. I call the toll-free number and get a machine that identifies itself in a slightly choppy computer voice as "First Dakota National Bank card verification service." It asks for my credit card number, expiration date, and PIN. I enter some bogus numbers, and the machine says my number has been verified. "Thank you for your time. Goodbye." No option to speak to a human... and right now some goofball in Santa Monica has probably already punched my bogus numbers into Amazon.com and found they don't work.
It looks like the scammers are trying same trick with other financial institutions: evidently similar e-mails with the same 877 number went out Tuesday purporting to be from Sun East Federal Credit Union in Pennsylvania.
The hucksters' business model must assume that the cost of taking even a thousand calls on a toll-free line will be offset by the one caller who gives up his credit card info and funds today's surprise shopping spree. Now I suppose it might be nice to get an autodialer to ring up 877-415-6056 20,000 times today, just to bankrupt the thieves on phone charges. But I have finals to study for.