Hat tip to Joe Bartmann (sometimes I actually learn something from Twitter)!
While Dakota War College groans about Rep. Herseth Sandlin trying to take action to prevent problems that don't exist, let's take a look at a problem DWC will have an even harder time denying: health insurers treating womanhood itself as a pre-existing condition. An updated report from the National Women's Law Center finds that the individual health insurance market (insurance folks obtain themselves instead of through their employer's group coverag) commits rank discrimination against women.
In South Dakota, every major health insurance plan available in the individual market practices gender rating—i.e.,charging women higher premiums, just because they are women. 60% of those plans charge non-smoking women 4% to 18% more than they charge smoking men. In other words, South Dakota's health insurers view a uterus as less of a liability than cigarettes.
And South Dakota is supposedly a pro-life state. Yeah, right.
The NWLC report finds Montana is the only state so far with the wisdom and decency to ban gender-rating from any insurance plan. With good health insurance so vital to economic stability, we should follow Montana's lead and end this discrimination against women.
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